See your customers clearly.
Paradigm transforms static banking data into dynamic intelligence—identifying untapped revenue opportunities, forecasting future risk, and connecting the dots that your current systems miss.
- Complete customer financial health profiles with lifecycle intelligence
- Predictive cashflow modeling, forecasting, and relationship recommendations with action plans
- Cross-enterprise data unification (1st, 3rd, and zero-party)
- Composable architecture that grows with your bank
Three Revolutionary Differentiators
Working with a seasoned team of advanced data scientists and composable banking architecture engineers, we've created a novel, proprietary data model for how money behaves in different states — from highly constrained to highly accessible forms — across all banking products. We call our model "The Morphology." For banks, it's an utterly transformative data model that unlocks insights trapped and fragmented across different systems.
Structured Data Intelligence
Three States of Money
Our Morphology engine structures data into three fundamental states—Liquidity, Solvency, and Prosperity—allowing us to:
- Analyze transaction history with context
- Predict future financial relationships
- Track customer lifecycle stages
- Identify opportunities and flag risks
Capability-Based Architecture
Beyond Process Silos
Built on business capabilities, not rigid processes, enabling us to:
- Connect data across your entire banking enterprise
- Integrate 1st, 3rd, and zero-party data
- See customer insights the general ledger can't deliver
- "Always on" analysis at the push of a button
Composable Intelligence
Start Small, Scale Smart
Our composable approach means you can:
- Integrates with any core banking system
- Add capabilities without rebuilding
- Scale incrementally as you grow
- Never repeat work or lose progress
Your data has answers. Your systems don't.
Scattered Intelligence
Critical data trapped in core banking systems, PDFs, spreadsheets, and disconnected tools
Backward-Looking Analysis
Current core banking systems are real-time "rear-view" mirrors that show history but can't forecast opportunities, risks, or manage relationships proactively
Lifecycle Blindness
No visibility into customer life-stage evolution or timing for strategic interventions
Enterprise Silos
Business processes can't connect dots across departments and data sources leaving bankers without a true-view of the customer's — or the bank's — financial health
How It Works
Connect & Unify
Secure connectors pull from your core banking system, CRM, treasury, and documents. Optional open banking extends visibility to off-us assets.
Structure & Predict
The Morphology engine structures data into three states. AI surfaces patterns, predicts relationships, and identifies opportunities.
Decide & Act
Executive dashboards with explainable insights. Every recommendation linked to action items you can assign and track.
Built for Community Banks That Think Bigger
Designed specifically for small and mid-size banks that experience rising IT expenses but are ready to compete in a core competency — relationship management — with superior intelligence
Executive-First Design
Built for C-suite decision-making, not just sales teams
Beyond "Next Best Product"
Lifecycle intelligence and relationship forecasting
SME Champion
Help small businesses unlock trapped value and grow
Core-Agnostic
Works with Fiserv, Jack Henry, and any core banking system
Explainable AI
Every insight with clear rationale and audit trails
Community Impact
Helping small banks help small businesses flourish
The Team Behind Paradigm
Banking veterans, AI pioneers, and enterprise builders united by a mission to transform community banking
Sarah Broderick
Co-Founder
Seasoned corporate executive and Founder of FEAT, a Human Capital consultancy
Eddy Moretti
Co-Founder
Fintech entrepreneur and Co-Founder of Epiphany, a BIAN-enabled integration layer
Guy Rackham
Co-Founder
Composable architecture pioneer and BIAN specialist in financial services
Eoin Lane
Founding Partner, Chief Technology Officer
AI leader at BNY Mellon, Gartner "Eye-on-Innovation" recipient, 70+ patents
Arijit Sircar
Founding Partner, Head of Product
Senior Principal Data Scientist and engineering leader in financial services
Dr. David Vander
Independent Director
Former CEO, Global Head of Financial Services at Microsoft, RVP at Salesforce
Our team brings experience from:
Ready to see what your data knows?
Join forward-thinking community banks transforming relationships with Paradigm
See your customers clearly.
Paradigm transforms static banking data into dynamic intelligence—identifying untapped revenue opportunities, forecasting future risk, and connecting the dots that your current systems miss.
- Complete customer financial health profiles with lifecycle intelligence
- Predictive cashflow modeling, forecasting, and relationship recommendations with action plans
- Cross-enterprise data unification (1st, 3rd, and zero-party)
- Composable architecture that grows with your bank
Three Revolutionary Differentiators
Working with a seasoned team of advanced data scientists and composable banking architecture engineers, we've created a novel, proprietary data model for how money behaves in different states — from highly constrained to highly accessible forms — across all banking products. We call our model "The Morphology." For banks, it's an utterly transformative data model that unlocks insights trapped and fragmented across different systems.
Structured Data Intelligence
Three States of Money
Our Morphology engine structures data into three fundamental states—Liquidity, Solvency, and Prosperity—allowing us to:
- Analyze transaction history with context
- Predict future financial relationships
- Track customer lifecycle stages
- Identify opportunities and flag risks
Capability-Based Architecture
Beyond Process Silos
Built on business capabilities, not rigid processes, enabling us to:
- Connect data across your entire banking enterprise
- Integrate 1st, 3rd, and zero-party data
- See customer insights the general ledger can't deliver
- "Always on" analysis at the push of a button
Composable Intelligence
Start Small, Scale Smart
Our composable approach means you can:
- Integrates with any core banking system
- Add capabilities without rebuilding
- Scale incrementally as you grow
- Never repeat work or lose progress
Your data has answers. Your systems don't.
Scattered Intelligence
Critical data trapped in core banking systems, PDFs, spreadsheets, and disconnected tools
Backward-Looking Analysis
Current core banking systems are real-time "rear-view" mirrors that show history but can't forecast opportunities, risks, or manage relationships proactively
Lifecycle Blindness
No visibility into customer life-stage evolution or timing for strategic interventions
Enterprise Silos
Business processes can't connect dots across departments and data sources leaving bankers without a true-view of the customer's — or the bank's — financial health
How It Works
Connect & Unify
Secure connectors pull from your core banking system, CRM, treasury, and documents. Optional open banking extends visibility to off-us assets.
Structure & Predict
The Morphology engine structures data into three states. AI surfaces patterns, predicts relationships, and identifies opportunities.
Decide & Act
Executive dashboards with explainable insights. Every recommendation linked to action items you can assign and track.
Built for Community Banks That Think Bigger
Designed specifically for small and mid-size banks that experience rising IT expenses but are ready to compete in a core competency — relationship management — with superior intelligence
Executive-First Design
Built for C-suite decision-making, not just sales teams
Beyond "Next Best Product"
Lifecycle intelligence and relationship forecasting
SME Champion
Help small businesses unlock trapped value and grow
Core-Agnostic
Works with Fiserv, Jack Henry, and any core banking system
Explainable AI
Every insight with clear rationale and audit trails
Community Impact
Helping small banks help small businesses flourish
The Team Behind Paradigm
Banking veterans, AI pioneers, and enterprise builders united by a mission to transform community banking
Sarah Broderick
Co-Founder
Seasoned corporate executive and Founder of FEAT, a Human Capital consultancy
Eddy Moretti
Co-Founder
Fintech entrepreneur and Co-Founder of Epiphany, a BIAN-enabled integration layer
Guy Rackham
Co-Founder
Composable architecture pioneer and BIAN specialist in financial services
Eoin Lane
Founding Partner, Chief Technology Officer
AI leader at BNY Mellon, Gartner "Eye-on-Innovation" recipient, 70+ patents
Arijit Sircar
Founding Partner, Head of Product
Senior Principal Data Scientist and engineering leader in financial services
Dr. David Vander
Independent Director
Former CEO, Global Head of Financial Services at Microsoft, RVP at Salesforce
Our team brings experience from:
Ready to see what your data knows?
Join forward-thinking community banks transforming relationships with Paradigm